Warren's $2,163 'Average' Is a Think Tank's Model, and the Plan Is Congress's
On Bluesky, Warren wrote that the average borrower moving from SAVE to 'Trump's new repayment plan' will pay $2,163 more per year, and blamed Trump's 'disastrous student loan policies' for jacking up costs.
CAP's report does put the average increase for borrowers moving from SAVE to RAP at $2,163 a year, with costs varying by income. CAP says its figures were calculated from national median income at each education level, so this is a modeled estimate, not a measured average of what actual borrowers will pay. RAP is the plan the One Big Beautiful Bill Act created, so the 'Trump's plan' label skips over Congress. Trump's Education Department did announce a settlement in December 2025 that effectively kills SAVE after seven Republican-led states sued to block the plan. The post also leaves out that RAP may cost less than a Standard plan, or than older versions of IBR and ICR, for some borrowers. The $2,163 compares RAP with a plan that is no longer available.
- Warren Bluesky post (Senate office), Oct. 22, 2026bsky.app
- Center for American Progress: The Devil Is in the Details: Trump Student Loan Changes Raise Costs and Weaken Safety Net for Borrowersamericanprogress.org
- Forbes: Education Department Officially Kills SAVE Plan For Student Loansforbes.com
- The College Investor: SAVE Student Loan Plan Officially Ended By Court Orderthecollegeinvestor.com
- Forbes: Education Department's New Plan For Student Loans May Be A Trapforbes.com
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